Two Easy, Simple Financing Products

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FTL Finance provides two HVAC consumer financing products. Contractors will work with customers to choose the best option. Whether consumers want to pay off the loan quickly or want a very low monthly payment, we have choices. See product options below, remember not all products are offered in all areas.

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FTL Finance Lease

• Competitive fixed rates from 9.95% to 18.99%

• Terms up to 7 years

• Loan amounts from $1,000.00 to $35,000.00

• Deferred interest plans available for 90 days, 6 months, and 12 months (plans not available in all areas)***

• No minimum monthly payment required during deferred interest period***

• Regular financed contracts are available in all areas

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FTL ESC Card

• Non-Promotional rate of 16.99%

• Loan amounts from $300.00 to $35,000.00

• Deferred interest plans available for 6 months and 12 months (plans not available in all areas)***

• Minimum monthly payments required during deferred interest period***

• Regular revolving lines of credit are available in all areas

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***Additional fees for financing may apply.